Electronic payments and detailed remittance advice are at last combined, cutting costs and risks and boosting productivity.

Finally, B2B Payments Come of Age

Paying with paper. Daily phone calls asking "Where's my payment?" Keeping up with supplier bank account information, and worrying about keeping it secure. That's all so 20th century, rife with uncertainty, complexity, and risk—for both you and your suppliers. Fortunately, no one has to deal with that anymore, now that there's AribaPay.

With AribaPay, buyers can finally provide suppliers with rich and timely remittance advice about each electronic paymentbefore the payment is received.

Now you can complete the procure-to-pay process simply, securely, and with a high degree of certainty about who is paying, to whom, for what, and when. All because the Ariba Network's capacity for facilitating buyer-supplier collaboration has been enhanced with the Discover Network's expertise in securely managing sensitive bank information and moving money.

AribaPay: Certain. Secure. Simple

Certain Payment

When a supplier's employee enters bank information or assigns the AribaPay Merchant ID for payment, it is verified by another user and validated by AribaPay processes before it goes live. This way, payments go to the right place.

Secure Processes

You won't need to touch supplier bank information anymore because it's secured in the Discover Network. And when you tie payments directly to your P2P process, the risks of fraud and accidental exposure of sensitive supplier bank information pretty much go away.

Simple Technology

Through a single user interface, buyers can manage the P2P process end-to-end, while suppliers can enjoy a simple user experience and single source of rich information regarding their payments.

Certain Settlement

With track-and-trace capabilities, visibility into payment status, and rich remittance advice, suppliers can quickly and easily reconcile payments while controlling cash flow and improving forecasts.

Secure Compliance

Through the Discover Network, all regulatory and compliance checks, such as those required by banking regulations and the Office of Foreign Asset Control, are automatically conducted every day.

Simple Savings

In other words, save by simplifying. Get rid of paper and its costs and hassles—check supplies, postage, handling, fraud prevention, and bank fees. And find a better use for the resources you've dedicated to fielding payment-status and reconciliation calls.